Business
Banking
At Highlands Union Bank we know that running a successful business is hard work. So, we want to make business banking as easy as possible with business banking services designed specifically for today's fast-moving, competitive business and industry needs.
|
|
 |
Business Checking
Highlands Union Bank is the home of Free & Easy Business Checking. With Free & Easy Business Checking, there are no fees and no worries.* Free & Easy makes it easy for small business to get the job done!
*Restrictions apply
Business Lending
You will know in a day if your loan is approved, pending appraisals. Turn to Highlands Union Bank for your business loan when you’re purchasing equipment, purchasing buildings, adding working capital, inventory or receivables. Highlands Union Bank works with businesses big and small, including farms, across our tri-state service region to help business grow!
ACH Origination Services
Automated Clearing House (ACH) Origination Services through Highlands Union provide larger businesses with banking options that are efficient, convenient and secure. ACH services include:
- Direct deposit to electronically-originated payroll items
- Consolidating cash between locations
- Directly debiting customer accounts for services provided
ACH Origination Services lower your costs by eliminating time-consuming check processing.
Credit Cards
Look no further than Highlands Union Bank for a commercial credit card. Highlands Union Bank has its own full-service credit card department. Enjoy competitive rates and local service for your VISA®, VISA® Gold or MasterCard® personal cards and VISA® or VISA® Gold for merchants. The full balance must be paid monthly on commercial cards.
Merchant Card Services
In addition, Highlands Union's Credit Card Merchant Services enable commercial customers to accept credit and debit cards of all kinds, keeping on top of trends in customer service. Highlands Union offers giftcards, payroll cards and electronic check services. We provide terminal support in the local areas.
Equipment Leasing
Rather than accepting an equipment lease that may lead to high payments and large end-of-lease purchase options, call Highlands Union Bank's leasing service. Traditionally, banks haven't been able to meet this type of business need, but HUB has negotiated with a national leasing company for fast, convenient service that doesn't have the hidden surprises and prices.
Our leasing program with advantageous payments and terms includes:
- Over the phone application
- Same-or next-day approval
- Typically, no financial or tax returns for equipment under $50,000
- 100-percent financing
- Tax benefits of leasing
- Fixed payments up to five years
- Lease signed at your office
Commercial Loans
Highlands Union Bank is proud to make loans to small and medium-sized businesses. Our loan department offers the services of a metropolitan bank, without the red tape, so we can support our fellow businesspeople as they build a better community and future.
In fact, most commercial loans are approved within 24 hours, and all decisions are handled locally. We also offer Small Business Administration (SBA) loans from Highlands Union Bank's full-service commercial loan department. |
|
